Fixed Deposit
ELIGIBILITY
  • Saving account is compulsory.
  • Any Resident Individual - Single Accounts.
  • Two or more individuals in Joint Accounts,(maximum 4 persons***)
  • Illiterate Persons
  • Visually Impaired Persons
  • Associations, Clubs, Trusts, Institutions/Agencies, Partnership firm, Private limited companies, Proprietory concerns.
FEATURES
  • Person who have completed 58 years of age or taken V.R.S. at the age of 55 will get additional 0.5% interest rate.
  • Door to door banking service
  • Simplest deposit option available to the depositor.
  • Easy to operate.Terms and conditions expressed clearly for understanding on deposit form.
  • No hidden costs.
  • Provision for nomination.
RATE OF INTEREST
Kindly refer a chart for our various fixed deposit schemes and their attractive interest rates. Contact our nearest branch for further details.
* SIMPLE FIXED DEPOSITE *
30 days to 90 days 7.50 %
91 days to 1 year 8 %
1 year to 3 year 9 % (for senior citizen 0.5% extra)
3 year to 5 year 9 % (for senior citizen 0.5% extra)
* LONG TERM DEPOSITE *
TYPE PERIOD INTEREST RATES
DAAM-DUPPAT 7 years & 9 months 9.50 %
DAAM-DIDPAT 4 years & 6 months 9.50 %
* LAKSHADHISH DEPOSITE SCHEME *
DEPOSITE AMOUNT PERIOD MATURITY AMOUNT
20,000 16 years & 11 months 1,00,321
25,000 14 years & 7 months 1,00,475
30,000 12 years & 8 months 1,00,429
35,000 11 years & 1 months 1,00,693
* LEK SAMRUDDHI YOJANA *
2 year to 5 year 9.50 %
DEPOSIT RECIEPT
Deposit reciept will be given to every depositor with account number with his/her name and address and all initial details.
DOCUMENTS REQUIRED FOR OPENING AN ACCOUNT (OPTIONAL*)
  • Two copies of latest color photographs.
  • Proof of residence (passport, driving license, ration card, voters card, electricity bill, aadhar card etc.)
  • Photo Identity Proof.
  • Introduction by person known and acceptable to the patsanstha.
  • Permanent Account Number (PAN) with original for verification.
  • Initial deposit in cash.