Property Loan
PURPOSE

In our daily life we cannot avoid some few expenses. It includes our various needs like marriage, education, medical emergencies, business,tours and travel or any other expenses. Dhanvantari Property Loan is the best solution for such needs.

ELIGIBILITY
  • Indian citizen above 18 years owning non-agricultural (residential / commercial) property.
  • Well salaried persons.
  • Individual, either singly or jointly with other family members viz. father, mother, son, unmarried daughter and spouse, who have regular sources of income as co-applicants.
  • Contact our nearest branch for further details.
MAXIMUM AMOUNT
  • Upto Rs 60 lakh.
REPAYMENT
  • Upto 120 installments for all [ maximum ].
  • Flexible methods of repayment.
RATE OF INTEREST
Interest @ 15% p.a., are being calculated on basis of Reducing Loan amount.
SURETIES/SECURITY
As a security you will have to produce documents which are required. Kindly refer the section of required documents for the property loan.
INSURANCE
Property insurance is compulsory and should not be less than value of the property.
DOCUMENTS REQUIRED FOR PROPERTY LOAN
  • Application form for Property loan.
  • Two guaranters (under the terms and condition).
  • Colour photographs, address proof (identity card, pan card,aadhar card,ration card etc.)
  • Introduction by Director or Staff.
  • Registration certificate/ buisness proof/ buisness license
  • Income tax returns, B/S, P&L of previous three years/ salary slips or income proof/saral form/ form 16.
  • Original purchase document(sale deed / sale agreement).
  • Sanction plan, 7/12 extract, 8-A extract ,city survey index2 (within 1 month).
  • N.A order/ acceptance plan/ acceptance map/ aceeptance building plan construction license
  • Construction completion certificate.
  • Valuation fees, C.A. fees, advocate fees(as per terms and conditions)
  • Flat agreemnet.
  • Copy of deed of declaration.
  • Non objection certificate from builders/society.
  • Regi.mortage deed ,index 2, boja nondi utara.
DOCUMENTS REQUIRED GUARANTOR
  • Colour photographs, address proof (identity card, pan card, aadhar card, ration card etc.)
  • Income tax returns, B/S, P&L of previous three years/ salary slips or income proof/saral form/ form 16.
  • Property card, 7/12 Extract