27-Oct-2025   
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Gold Loan
PURPOSE
  • Marriage & Other ceremonies.
  • Purchase of Consumer Products / Furniture / Computers / Electronics.
  • Repairs / Renovations of Flat / House.
  • Purchase of Vehicle.
  • Purchase of Gold Ornaments.
  • Domestic / Foreign Tours.
  • Debt of personal loan from other banks.
  • Medical expenses for self / family members etc.
ELIGIBILITY
  • Indian citizen above 18 years.
  • Contact our nearest branch for further details.
MAXIMUM AMOUNT
  • Upto Rs.10 Lakh.
REPAYMENT TERM
  • Upto 1 year [maximum]
RATE OF INTEREST
Interest @ 8.75 % (for upto 50,000) and 10 % (for 50,001 & above) p.a., are being calculated on basis of Reducing Loan amount.
SURETIES/SECURITY
  • Owned gold ornaments/gold.
  • Third party guarantee is not mandatory.
DOCUMENTS REQUIRED FOR GOLD LOAN
  • Application form for Gold loan.
  • Colour Photographs, Address proof (identity card, pan card, aadhar card, ration card etc.)
  • Valuation fees.
  • Gold ornaments.